Mortgage- Piggy Bank- OKC Realtors

OKC Realtors Explain Bank Loans Vs. Mortgage Company Loans

OKC Realtors Discusses Mortgages

Our OKC realtors are required to know and understand a great deal about how homebuyers can obtain financing for a home loan.  We often have to help many homebuyers through the process of deciding which ways to obtain a loan is the best for them. Today, to help you determine which path might be best for you, our OKC realtors are going to explain a little about bank loans versus mortgage company loans.

1.) Bank Loans: This is a very common method for both OKC realtors used to working with banks and for many homebuyers. For many buyers, going the bank route could be the quickest and easiest option, because the bank you have your money with should already be pre-aware of your financial cash flow. In some cases, there are lower interest rates by working with a bank for your loan. Plus, if you have your banking account where you have your mortgage account it could make life a little simpler for you with options to set up automatic payments from one account to the other.

2.) Mortgage Company Loans: Our OKC realtors know that sometimes mortgage brokers will actually offer lower rates than the bank, but you have to check. Homeowners like to go to mortgage companies when they don’t want to go through a bank, or simply can’t get financing through the bank. Mortgage companies often have more options on the table for the “little guys”. It’s natural for the big bank mentality to scare some people so they turn to mortgage companies which are seemingly less bureaucratic.

Either way, the bottom line is that our OKC realtors believe that most investors with multiple home buying opportunities may be better off going the bank loan route, while single homeowners may be better off going the mortgage company route to obtain their loan. No matter which route you choose to go, don’t settle with just one opinion if you aren’t fully satisfied that they’re being as helpful as they could be.

If you have any questions about buying a home, Metro First Realty is here to help! Don’t hesitate to give our OKC realtors a call at 405-242-4004.

Home Fire- Fire Prevention- OKC Realtors

OKC Realtors Talk About Home Fire Prevention

OKC Realtors Discuss Fire Safety

Each year many people honor a week in October which is dedicated to fire prevention. This commemoration started due to a large fire known as the Great Chicago Fire of 1871. The flames ignited on October 8th, lasted overnight and went into the next day, causing more than 250 deaths. In addition, the fire left 100,000 people homeless as well destroyed 17,400 structures. While it was a very long time ago, the memorable tragedy brought awareness. This year, Fire Prevention Week is from October 8th through October 14th which is exactly why our OKC realtors care about spreading the word to show the importance of home fire prevention and safety!

Thanks to National Fire Protection Association (NFPA), our OKC realtors were able to put together a list of a few things all families can do to be safer overall.

1.) Plan: Make an escape plan and set a safe meeting place. Review your plan thoroughly with every member of the household. Whether you’ve been in your home for a long time and know it very well or you’ve just moved into a new home, it’s best to map out plans for everyone anyway!

2.) Replace: If your smoke alarms are over 10 years old or don’t respond properly then it is time to replace them. You can often get a smoke alarm and carbon monoxide detector combination.

3.) Install: Place smoke alarms in every bedroom, outside each separate sleeping area, and on every level of the home.

4.) Test: It’s important to make sure your smoke alarms function properly. In order to ensure this, test all of them monthly.

Our team of OKC realtors hope that these simple tips will help you begin thinking about fire safety and prevention. Our OKC realtors believe that by being prepared we all have a better chance of surviving in the event of a home fire. If a fire should occur, please remember that items are replaceable, but people aren’t! Don’t worry about grabbing up everything you own. Be safe and practice your fire safety tips.

Garage Door- OKC realtors

OKC Realtors Share 3 Signs Your Garage Door Needs Repairs

OKC Realtors Discuss When To Fix Garage Doors

Lots of people consider their home to be their most important investment and they take pride in keeping it looking its best both outside and inside. Ideally, homeowners will do just about anything to ensure that the place they live in truly feels like a home. As with every other part of a home, garage doors need some care from time to time. Today, our OKC realtors are here to discuss when it is time to fix your garage door as sometimes homeowners may be inclined to let things slide just a little too long.

To avoid larger and more costly problems later on, our OKC realtors stand by the idea that it’s always better to proactive rather than reactive when it comes to caring for your home. In the course of your very busy day you may not stop to notice little problems as they occur, especially with your garage door. Some homeowners simply may not know what to look for in order to know that their garage door needs to be fixed.

To help you out here are 3 signs your garage door needs repairs:

  • It’s Abnormally Loud: Listen for whirring or clicking noises that weren’t present before. This could be a sign that the motor is on the fritz. It could also signify that the garage door has worn out springs on the side, worn torsion springs at the top, or faulty hinges.
  • It’s Off Balance: The garage door should open pretty quickly. If you begin to notice that it has slowed down this could mean that the springs which make is possible for the door to open have worn out. Sometimes, the springs can wear out only on one side and cause the door to be unbalanced. Letting this go on for too long will eventually cause the garage door to stop working all together and that could mean a total door replacement versus a simple repair!
  • It’s Damaged On The Outside: Changes in temperature and elements such rain, snow, and heat are all enemies to your garage door as they slowly decay the outside. If your door is beat up from hail, hit by people, or damaged from a run in with a vehicle this should be cause for concern. Damage can prevent the garage door from functioning properly.

Our OKC realtors sure hope this information has been informative for homeowners out there. The bottom line is that to save yourself the trouble of high end replacement cost, it’s a good idea to keep everything repaired as it breaks.

If you would like to know more about real estate, buying a home, or selling a home, feel free to reach out to our OKC realtors at Metro First Realty by giving us a call at 405-242-4004.

Light Wood Color- OKC Realtors

OKC Realtors Discusses Wall Colors To Complement Light Wood

OKC Realtors Share Tips For Aesthetically Pleasing Wall Colors

If you have light colored wood trim or finishes throughout your home this can be a good thing as it can bring forth a warmth due to the yellow to brown undertones. Your next dilemma, as a homeowner, may be which wall colors to choose which will complement the wood. Today, our OKC realtors are sharing a few things to consider when choosing your surrounding color palette.

First, you have to decide whether or not you want to draw the eye directly to the beauty of your wood trim, doors, or other finishes or if you would like to have it blend into the rest of the room. Based on our OKC realtors’ research, here are 3 different design choices and colors to use to achieve each look:

To Highlight The Wood: If you would like the light wood color to “pop out” stick to colors that are opposite of the wood’s natural hues. Likewise, a nice neutral gray color will allow your light colored wood trim to be the center of attention. If you want them to blend in choose a wall color that is close to the undertones of the wood such as yellow, orange, or a brown color.

To Have An Earthy Look: If you’re aiming to make your space feel earthy, go for darker greens or olive tones that provide a more natural element to complement your light wood.

To Keep Things Simplistic: If you are thinking of keeping things a bit more crisp and would like to stick to white walls then consider that the warm undertones of the light wood trim may make your white space look a little too bare. Instead, opt for an off-white color that’s more creamy than stark white as this will enhance the look of the light colored wood a bit more.

These are just a few simple tips our OKC realtors wanted to share. As always, if you’re looking for OKC realtors to help you with buying or selling a home, we would be happy to help you. Contact Metro First Realty at 405-242-4004!

OKC Realtors

OKC Realtors Kitchen Tips

OKC Realtors Talk AboutUpgrading Your Kitchen

Upgrading your kitchen is one of the most effective ways to increase the value of your home and our OKC realtors have some tips on doing just that!

Fix Up Or Replace Your Cabinets:  The cabinets make up a huge area of your kitchen. If they look worn or scratched up, consider re-finishing or replacing them. This will add a new, fresh look to a large part of your kitchen. In addition, pick colors that contrast well with the other colors in your kitchen to make a dynamic, eye-catching kitchen.

Replace Or Remove Cabinet Doors: One of the cheapest ways to give a new, lighter look to your kitchen is to replace the doors with Glass paneled doors. Some people simply opt to remove the doors all together and go with an open shelf look.

Update Your Appliances: Updating old appliances not only lends a new look to your kitchen, but can also be a sound investment. Newer appliances are often much more efficient than their older counterparts, saving you money on energy bills. Stainless Steel Appliances offer a look that blends well with many different colors and styles as well.

Consider The Small Appliances: The little details can really help bring a room together. Getting smaller appliances, like toasters or teapots, that match the rest of the kitchen can add the little bit of cohesion that move a room from good to great!

Do Something With The Countertops: Replacing or re-working your countertops can add a lot to your kitchen. It’s not as expensive as you might think either. Now, Granite is still expensive (of course), but you can get a new laminate for a few hundred. You can even get some pretty nice looking countertops that mimic granite for a fraction of the cost.

These are just a few things you can do to make your kitchen look its best for personal use or for Open House Day. Our OKC realtors, at Metro First Realty, can answer any real estate questions you may have. Call us today at 405-242-4004!

OKC Realtors

OKC Realtors Tips to Increase Home’s Value

OKC Realtors give Tips on Boosting Home Value

If you’re trying to sell your home, you want to get the most out of your home. Our OKC realtors are here to share some tips to raise the value of your home quickly.

A Fresh Coat Of Paint: The quickest and most effective way to raise your home’s value is to give it a fresh coat of paint. New paint gives your home a new, updated look. A new look means new value!

Replace Worn Out Carpets: Check out the carpets and rugs in your home. Are they worn and stained? Anyone looking at your home will notice that too. Nothing drives down the value of a home like shoddy soft flooring.

Update Your Kitchen And Bathrooms: If you have the budget, consider updating your bathroom and kitchen areas. These are the two most used areas in a home, which means having them updated and looking nice will drive up the value of your home quicker than any other room. Of all the investments you can make in your home, these investments will give you the biggest return on your investments.

Update With Energy Efficient Fixtures: Loud, obnoxious, outdated fixtures make for a loud, obnoxious, outdated home. Replacing these fixtures can increase value in a couple of ways: First, it makes your home feel new and well-kept. Second, it increases value by reducing the amount of energy your home uses.

Clean The House: The simplest way to increase the value of your home is to keep it clean and shining. Especially for an open house or if your agent will be giving a tour. A cluttered or unkept house will make anyone think less of the house your trying to sell.

These tips can help you get the most out of your home sale and the OKC realtors at Metro First Realty can help you sell your home quickly! Call us today at 405-242-4004!

Wooden Fence- OKC Realtors Discuss

OKC Realtors Discuss 2 Reasons To Repair A Fence Before Selling A Home

Why Fixing A Fence Is Beneficial

Many home sellers think about replacing the flooring, splashing new coast of paint on the walls, putting in kitchen upgrades, and updating the bathroom, but when it comes to exterior repair jobs things become debatable. One of the most heavily debated home repairs for homeowners trying to sell their homes is whether or not the fence is really important to fix. Today, our OKC realtors will share with you 2 reasons why you should consider repairing a broken fence prior to selling a home.

OKC Realtors Reason #1- It Creates More Curb Appeal: Think about the fact that the first thing people see is the exterior of a home. If you were the buyer would you want to see a run down fence? No way! If the potential homebuyer is too busy calculating in their mind about how much it might cost them to replace an eye sore of a fence then they may miss out on other fabulous details of your home and move on.

You should think of your fenced in backyard as an asset and it really should be considered as an extension of the living space. Our OKC realtors say that if you’re trying to sell your home then you should fix the fence, because you want that first glance to leave a good impression.

OKC Realtors Reason #2- It Creates Better Privacy: It’s no secret that people have an appreciation for their own privacy and a proper fence will make potential home buyers feel much safer. So, whether you used the back yard regularly or not, just remember that potential home buyers are going to be drawn to a yard they could see themselves relaxing in.

No one can think about relaxing, inviting people over for cookouts, or letting their children and pets roam around freely in a yard that has a broken fence.

There’s a lot of information out on the web about how to repair fences yourself or you can bite the bullet and hire a professional to the job for you, but either way it’s crucial to have proper fencing around your property if you want to get better offers and get as close to your selling price as possible!

If you need to hire one of our professional OKC realtors, we have plenty of team members available at Metro First Realty to get your home sold quickly while providing you with many more helpful tips in regards to the home selling process.

Investing-OKC Realtors

OKC Realtors Provide Tips For Real Estate Investors

OKC Realtors: The Skinny On Clean Offers

When it comes to being OKC realtors, our team at Metro First really love to help our customers in any way we possibly can. When our team of OKC realtors has a customer simply wanting to invest, we’ll work to locate properties that are priced to sell quickly. In these cases, we will urge investors to move quickly and be prepared to submit an offer or risk losing the property to another investor.

Here are a few tips our OKC realtors will offer which may be helpful in getting the best deals:

1.) If possible purchase the house with a cash investment. This is attractive to sellers, because the buyer does not to worry about financing.

2.) Closing quickly is another way to make the offer strong; usually sellers want the property off of their hands as soon as possible.

3.) To show the seller you are a serious and committed buyer, it is recommended to put down more earnest money than customary. This sends a message that as the buyer you will not back out of the contract and risk forfeiting the earnest money.

4.) When submitting an attractive offer don’t ask for repairs, especially if the plan is to flip the property. Asking for repairs complicates the offer and can lengthen the closing time. If you know a costly repair needs to be done, you can consider that in the price offer.

In strictly investing situations, our OKC realtors believe it is important to set up clean offers. This means that the offer is one with few or no contingencies that could holdup or cause a sale to fail. With added contingencies a seller has a reason to say no. That’s just something to keep in mind as you begin looking to invest.

If your interested in knowing more or need the assistance of any of our OKC realtors, give Metro First Realty a call at 405-242-4004.

Buying-A-Home-OKC Realtors

OKC Realtors 3 Financial Tips For Buying A Home

OKC Realtors Preparing You For Buying

It’s now the prime season for real estate! While our OKC realtors will be busy doing what we love best, we know a lot of our customers are are going to busy thinking about buying a new home. Before you can really start thinking about getting into a home loan situation you have to prepare yourself a little bit. That’s where today’s topic comes into play. Our OKC realtors want to share 3 financial tips with our readers which may help better prepare you before you get caught up in the home buying process.

1.) Monitor Your Credit Score: The fact is that you’re going to be better off dealing with loan officers if you have a decent credit score. To get the most value out of the deal aim for a score over 500. The higher the credit score, the most likely it is that your monthly payment will be lower.

2.) Consider Your Down Payment: A lot of  people aim pretty low when it comes to down payments, because moving in itself can be a big expense. Of course, it’s wise to set aside as much as you can to help with your monthly payment situation, as well. Paying at least 5% down is suggested, but it also depends on the cost of the home you’re interested in as higher priced homes may require a bit more capital up front.

3.) Set Aside A Closing Cost Fund: Many times buyers will ask sellers to pay the closing costs and a lot of them will, but in the event that this negotiating ploy doesn’t work out in your favor it would be wise to have a bit of extra money set aside to pay those costs yourself.

Our team of OKC realtors understand that buying a home is one of the largest investments you and your family will ever make, so we want to be certain that you’re truly ready. If you have taken care of all three of the above mentioned financial tips then you just might be ready to get a home loan!

Buying a home has quite a few other steps you might need to consider. Our OKC realtors would be happy to help you get everything in order including helping you to find the best home for your needs!

If y0u need us or want to know more, give our OKC realtors at Metro First Realty a call at 405-242-4004.

Bungalow Home For Sale In OKC- House Metro First Realty

Metro First Realty Highlights Stunning Bungalow Home For Sale In OKC

Charming Family Home For Sale In OKC

School is out and it’s a wonderful, warmer time of the year that perfect for moving into a brand new home. If you’ve recently started looking for a new, single family home for sale in OKC, there are many options available. Today; however, our OKC realtor team is highlighting one very special bungalow that was recently placed on the market.

This adorable house has 1,971 square feet ready to be filled up with all the final touches that make a home feel like a home! Both the interior and exterior of this stunning bungalow have gone through quite a few upgrades such as newer double pane storm windows, appliances, and a brand new sewer line. If those upgrades weren’t enough, there are several other details to make this home appealing to potential buyers.

Here are some more details this home for sale in OKC has to offer:

  • Huge covered patio (perfect for enjoying a relaxing summer morning or evening)
  • Large living room with wood floors
  • Gas log fireplace
  • 3 spacious bedrooms (Master bedroom on lower level)
  • 2 full baths (with unique, original tile)
  • Small backyard pond and a lot of untouched, open space for adding that personal touch

This 1930’s home has been given a lot of attention over the years and living here would get you close to the following:

  • Interstate 44 for quick access to various OKC locations!
  • Less than 5 minutes to Will Rodgers park and aquatic center (swimming pool)
  • Less than 15 minutes to free splash pad for summer fun
  • Approximately a 5 minute drive to Linwood Elementary School
  • Less than 5 minutes to Taft Middle School
  • Less than 10 minutes to OSU OKC campus
  • Less than 10 minutes to Neighborhood Walmart
  • Less than 15 minutes to Crest Foods

If you’d like to schedule a showing for this home for sale in OKC (3441 NW 19th Street), please contact Metro First Realty by clicking here. As always, our Metro and OKC realtors look forward to helping you find a place to call home!