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Mortgage- Piggy Bank- OKC Realtors

OKC Realtors Explain Bank Loans Vs. Mortgage Company Loans

OKC Realtors Discusses Mortgages

Our OKC realtors are required to know and understand a great deal about how homebuyers can obtain financing for a home loan.  We often have to help many homebuyers through the process of deciding which ways to obtain a loan is the best for them. Today, to help you determine which path might be best for you, our OKC realtors are going to explain a little about bank loans versus mortgage company loans.

1.) Bank Loans: This is a very common method for both OKC realtors used to working with banks and for many homebuyers. For many buyers, going the bank route could be the quickest and easiest option, because the bank you have your money with should already be pre-aware of your financial cash flow. In some cases, there are lower interest rates by working with a bank for your loan. Plus, if you have your banking account where you have your mortgage account it could make life a little simpler for you with options to set up automatic payments from one account to the other.

2.) Mortgage Company Loans: Our OKC realtors know that sometimes mortgage brokers will actually offer lower rates than the bank, but you have to check. Homeowners like to go to mortgage companies when they don’t want to go through a bank, or simply can’t get financing through the bank. Mortgage companies often have more options on the table for the “little guys”. It’s natural for the big bank mentality to scare some people so they turn to mortgage companies which are seemingly less bureaucratic.

Either way, the bottom line is that our OKC realtors believe that most investors with multiple home buying opportunities may be better off going the bank loan route, while single homeowners may be better off going the mortgage company route to obtain their loan. No matter which route you choose to go, don’t settle with just one opinion if you aren’t fully satisfied that they’re being as helpful as they could be.

If you have any questions about buying a home, Metro First Realty is here to help! Don’t hesitate to give our OKC realtors a call at 405-242-4004.

Garage Door- OKC realtors

OKC Realtors Share 3 Signs Your Garage Door Needs Repairs

OKC Realtors Discuss When To Fix Garage Doors

Lots of people consider their home to be their most important investment and they take pride in keeping it looking its best both outside and inside. Ideally, homeowners will do just about anything to ensure that the place they live in truly feels like a home. As with every other part of a home, garage doors need some care from time to time. Today, our OKC realtors are here to discuss when it is time to fix your garage door as sometimes homeowners may be inclined to let things slide just a little too long.

To avoid larger and more costly problems later on, our OKC realtors stand by the idea that it’s always better to proactive rather than reactive when it comes to caring for your home. In the course of your very busy day you may not stop to notice little problems as they occur, especially with your garage door. Some homeowners simply may not know what to look for in order to know that their garage door needs to be fixed.

To help you out here are 3 signs your garage door needs repairs:

  • It’s Abnormally Loud: Listen for whirring or clicking noises that weren’t present before. This could be a sign that the motor is on the fritz. It could also signify that the garage door has worn out springs on the side, worn torsion springs at the top, or faulty hinges.
  • It’s Off Balance: The garage door should open pretty quickly. If you begin to notice that it has slowed down this could mean that the springs which make is possible for the door to open have worn out. Sometimes, the springs can wear out only on one side and cause the door to be unbalanced. Letting this go on for too long will eventually cause the garage door to stop working all together and that could mean a total door replacement versus a simple repair!
  • It’s Damaged On The Outside: Changes in temperature and elements such rain, snow, and heat are all enemies to your garage door as they slowly decay the outside. If your door is beat up from hail, hit by people, or damaged from a run in with a vehicle this should be cause for concern. Damage can prevent the garage door from functioning properly.

Our OKC realtors sure hope this information has been informative for homeowners out there. The bottom line is that to save yourself the trouble of high end replacement cost, it’s a good idea to keep everything repaired as it breaks.

If you would like to know more about real estate, buying a home, or selling a home, feel free to reach out to our OKC realtors at Metro First Realty by giving us a call at 405-242-4004.

Wooden Fence- OKC Realtors Discuss

OKC Realtors Discuss 2 Reasons To Repair A Fence Before Selling A Home

Why Fixing A Fence Is Beneficial

Many home sellers think about replacing the flooring, splashing new coast of paint on the walls, putting in kitchen upgrades, and updating the bathroom, but when it comes to exterior repair jobs things become debatable. One of the most heavily debated home repairs for homeowners trying to sell their homes is whether or not the fence is really important to fix. Today, our OKC realtors will share with you 2 reasons why you should consider repairing a broken fence prior to selling a home.

OKC Realtors Reason #1- It Creates More Curb Appeal: Think about the fact that the first thing people see is the exterior of a home. If you were the buyer would you want to see a run down fence? No way! If the potential homebuyer is too busy calculating in their mind about how much it might cost them to replace an eye sore of a fence then they may miss out on other fabulous details of your home and move on.

You should think of your fenced in backyard as an asset and it really should be considered as an extension of the living space. Our OKC realtors say that if you’re trying to sell your home then you should fix the fence, because you want that first glance to leave a good impression.

OKC Realtors Reason #2- It Creates Better Privacy: It’s no secret that people have an appreciation for their own privacy and a proper fence will make potential home buyers feel much safer. So, whether you used the back yard regularly or not, just remember that potential home buyers are going to be drawn to a yard they could see themselves relaxing in.

No one can think about relaxing, inviting people over for cookouts, or letting their children and pets roam around freely in a yard that has a broken fence.

There’s a lot of information out on the web about how to repair fences yourself or you can bite the bullet and hire a professional to the job for you, but either way it’s crucial to have proper fencing around your property if you want to get better offers and get as close to your selling price as possible!

If you need to hire one of our professional OKC realtors, we have plenty of team members available at Metro First Realty to get your home sold quickly while providing you with many more helpful tips in regards to the home selling process.